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PLMR

PLMR

High conviction

Palomar Holdings, Inc.

Financial Services · NASDAQ

$3.6B mkt cap

Brief updated Today

Palomar Holdings, Inc. functions as an insurance holding company dedicated to providing specialized property coverage for both private homeowners and businesses. Its comprehensive product range encompasses essential offerings such as residential and commercial earthquake policies, commercial all-ris

Decifer Research·Data summary

PLMR is a high-conviction name in banks_financials

PLMR sits at the intersection of key themes currently active in the market. The scoring engine rates it high based on how well the active market forces line up with its business, plus available fundamental data. Financial metrics and analyst consensus provide additional context.

Why now

The market forces active right now are aligned with the company's core business exposure. The timing reflects the intersection of theme strength and available catalyst data.

Key risks

Data availability limits full scoring across all dimensions. Market forces can reverse rapidly; theme exposure does not guarantee the price follows. Fundamental valuation data may not reflect the most recent quarterly results.

What to watch

Monitor conviction score changes, especially the macro and analyst dimensions. Earnings guidance updates and analyst consensus shifts are the primary near-term catalysts.

48High conviction Conviction
macro
5/25
analyst
18/38
momentum
8/20
forward catalyst
0/15
valuation
23/23
highs
3/12
news catalyst
0/12
options flow
0/12
peer network
0/8
counter thesis
0/3
Key financials
Revenue growth (YoY)5973.0%
Gross margin6065.0%
Operating margin2588.0%
Net margin2015.0%
P/E ratio18.3x
Return on equity2174.0%
FCF yield1006.0%
Debt / equity0.3x
EV / sales3.9x
Valuation
Analyst consensusBUY
DCF fair value$230
Next EPS estimate$2.69
Theme exposure
Banks & Financial InstitutionsDirect

Palomar Holdings, Inc. operates in insurance - property & casualty. That places it inside the Banks & Financial Institutions story.

Macro context

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Yesterday

Analyst intelligence
9 Buy2 Hold0 Sell
Earnings intelligence

Earnings surprises

+6.5%

2026-05

+8.7%

2026-02

+27.2%

2025-11

+4.8%

2025-08

+17.6%

2025-05

Generated Mon, 03 Aug 2026 17:55:28 GMT by Decifer intelligence engine. For informational purposes only — not investment advice. Decifer Intelligence Hub.