← All reportsView on Symbol
OPHC

OPHC

Watchlist

OptimumBank Holdings, Inc.

Financial Services · AMEX

$77.3M mkt cap

Brief updated Jul 27, 2026

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time depos

Decifer Research·Data summary

OPHC is a watchlist-conviction name in Financial Services

OPHC sits at the intersection of key themes currently active in the market. The scoring engine rates it watchlist based on how well the active market forces line up with its business, plus available fundamental data. Financial metrics and analyst consensus provide additional context.

Why now

The market forces active right now are aligned with the company's core business exposure. The timing reflects the intersection of theme strength and available catalyst data.

Key risks

Data availability limits full scoring across all dimensions. Market forces can reverse rapidly; theme exposure does not guarantee the price follows. Fundamental valuation data may not reflect the most recent quarterly results.

What to watch

Monitor conviction score changes, especially the macro and analyst dimensions. Earnings guidance updates and analyst consensus shifts are the primary near-term catalysts.

44Watchlist Conviction
macro
0/25
analyst
15/38
momentum
5/20
forward catalyst
4/15
valuation
11/23
highs
12/12
news catalyst
0/12
options flow
0/12
peer network
0/8
counter thesis
0/3
Key financials
Revenue growth (YoY)-610.0%
Gross margin3238.0%
Operating margin1541.0%
Net margin2606.0%
P/E ratio3.6x
Return on equity1639.0%
FCF yield2863.0%
Debt / equity0.0x
EV / sales0.8x
Valuation
Analyst consensusBUY
DCF fair value$55
Next EPS estimate$0.22
Macro context

Oil Rallies 4% as Mohamed El-Erian Warns of 'Significant Intensification' in US-Iran War

Mohamed El-Erian warns of a 'significant intensification' in the US-Iran conflict, causing oil prices to rally 4% as markets anticipate potential supply disruptions and escalating tensions in the region.

Jul 13, 2026

'US insists Iran commit to stopping attacks in Hormuz strait, say US officials'- Reuters

The US is insisting that Iran commit to stopping attacks in the Hormuz strait, according to US officials, which could lead to increased tensions in the region and impact global oil supplies. This escalation in rhetoric may lead to further conflict or sanctions.

Jul 13, 2026

Nasdaq, S&P 500, Dow Futures Fall After Trump Directs Strikes ‘To Hold Iranian Forces Accountable’: NVDA, SLS, MRK, SKHYV, QS Stocks In Focus

US President Trump has directed strikes against Iranian forces, leading to increased tensions in the Middle East and a subsequent market sell-off. This escalation of military conflict has significant implications for global markets and geopolitical stability.

Jul 13, 2026

Dow Jones Futures Fall, Oil Prices Rise Amid New U.S.-Iran Attacks; Nvidia, Micron, Sandisk Near Buy Points

The U.S. and Iran have engaged in new attacks, leading to increased geopolitical tensions and a rise in oil prices, which could impact global markets and economies. This escalation may lead to further instability in the Middle East and affect various asset classes.

Jul 13, 2026

Analyst intelligence
1 Buy0 Hold0 Sell
Earnings intelligence

Earnings surprises

+35.5%

2026-07

+5.3%

2026-04

+840.7%

2026-02

2025-11

+88.2%

2025-05

Generated Mon, 27 Jul 2026 05:00:09 GMT by Decifer intelligence engine. For informational purposes only — not investment advice. Decifer Intelligence Hub.