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NMIH

NMIH

Watchlist

NMI Holdings, Inc.

Financial Services · NASDAQ

$3.0B mkt cap

Brief updated Jun 26, 2026

NMI Holdings, Inc. is a company operating within the United States that offers private mortgage guaranty insurance. In addition to its core insurance products, the firm also delivers outsourced loan assessment services, specifically catering to mortgage loan originators. Its diverse client roster in

Decifer Research·Data summary

NMIH is a watchlist-conviction name in Financial Services

NMIH sits at the intersection of key themes currently active in the market. The scoring engine rates it watchlist based on how well the active market forces line up with its business, plus available fundamental data. Financial metrics and analyst consensus provide additional context.

Why now

The market forces active right now are aligned with the company's core business exposure. The timing reflects the intersection of theme strength and available catalyst data.

Key risks

Data availability limits full scoring across all dimensions. Market forces can reverse rapidly; theme exposure does not guarantee the price follows. Fundamental valuation data may not reflect the most recent quarterly results.

What to watch

Monitor conviction score changes, especially the macro and analyst dimensions. Earnings guidance updates and analyst consensus shifts are the primary near-term catalysts.

44Watchlist Conviction
macro
0/25
analyst
18/38
momentum
15/20
forward catalyst
0/15
valuation
11/23
highs
3/12
news catalyst
0/12
options flow
0/12
peer network
0/8
counter thesis
0/3
Key financials
Revenue growth (YoY)166.0%
Gross margin8966.0%
Operating margin6887.0%
Net margin5384.0%
P/E ratio7.8x
Return on equity6.0%
FCF yield1425.0%
Debt / equity0.0x
EV / sales4.7x
Valuation
Analyst consensusBUY
DCF fair value$152
Next EPS estimate$1.42
Macro context

Oil Trading Higher as Fresh Fighting in the War on Iran Threatens to Prolong the Energy Supply Shock

Fresh fighting in the war on Iran is threatening to prolong the energy supply shock, causing oil prices to trade higher. This escalation of conflict poses a significant risk to global energy markets and could lead to further price volatility.

Jun 12, 2026

Exchange-Traded Funds, Equity Futures Higher Pre-Bell Thursday Amid US Attacks on Iran

US attacks on Iran have led to increased geopolitical tensions, causing a risk-off sentiment in the markets, but equity futures and ETFs are seeing a pre-bell surge, possibly due to safe-haven bids or short-covering.

Jun 12, 2026

Oil Trading Higher as Fresh Fighting in the War on Iran Threatens to Prolong the Energy Supply Shock

Fresh fighting in the war on Iran is threatening to prolong the energy supply shock, leading to higher oil prices. This escalation of conflict poses a significant risk to global energy markets and could have far-reaching implications for the economy.

Jun 12, 2026

Exchange-Traded Funds, Equity Futures Higher Pre-Bell Thursday Amid US Attacks on Iran

US attacks on Iran have led to increased geopolitical tensions, causing a risk-off sentiment in the markets, with equity futures and exchange-traded funds rising pre-bell on Thursday as investors seek safe-haven assets. This escalation may lead to further market volatility and potential supply chain disruptions.

Jun 12, 2026

Analyst intelligence
16 Buy4 Hold0 Sell
Earnings intelligence

Earnings surprises

+4.9%

2026-04

+2.6%

2026-02

2025-11

+5.2%

2025-07

+16.4%

2025-04

Generated Fri, 26 Jun 2026 05:04:32 GMT by Decifer intelligence engine. For informational purposes only — not investment advice. Decifer Intelligence Hub.