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Green Dot Corporation

Financial Services · NYSE

$767.5M mkt cap

Brief updated Jun 25, 2026

Green Dot Corporation operates as a financial technology and bank holding company, delivering a broad spectrum of financial products and services to individuals and businesses throughout the United States. Its business is organized into three principal segments: Consumer Services, Business-to-Busine

Decifer Research·AI synthesis

GDOT faces macro headwinds

Green Dot Corporation operates in the financial services sector, with a recent revenue growth of 2557.0% year-over-year. The company's conviction tier is WATCHLIST, with a composite score of 35/100, indicating a cautious outlook. The analyst consensus rating is HOLD, and the company's net margin is -325.0%, raising concerns about its financial health. The significant disparity between revenue growth and net margin suggests a complex setup.

Why now

The current macro context, with the Dow tumbling over 900 points due to Iran strikes, creates a challenging environment for Green Dot Corporation. The Greed Index remaining in the 'Fear' zone further exacerbates investor sentiment, making this a critical moment to assess the company's prospects.

Key risks

Valuation risk is a significant concern, given the company's negative price-to-earnings ratio of -10.7x. Execution risk is also a factor, as the company's ability to maintain revenue growth while improving its net margin is uncertain. Additionally, macro risk poses a threat, as external factors such as geopolitical tensions can impact investor sentiment and the company's financial performance.

What to watch

Over the next quarter, it is essential to monitor Green Dot Corporation's revenue growth and net margin to assess its ability to maintain momentum while improving profitability. The company's performance in the face of ongoing macro uncertainty, particularly in relation to the Dow's performance and the Greed Index, will be a key indicator of its resilience and prospects.

44Watchlist Conviction
macro
0/25
analyst
15/38
momentum
15/20
forward catalyst
0/15
valuation
14/23
highs
3/12
news catalyst
0/12
options flow
0/12
peer network
0/8
counter thesis
0/3
Key financials
Revenue growth (YoY)2557.0%
Gross margin2673.0%
Operating margin112.0%
Net margin-325.0%
P/E ratio-10.7x
Return on equity-774.0%
FCF yield615.0%
Debt / equity0.6x
EV / sales-0.1x
Valuation
Analyst consensusHOLD
DCF fair value$53
Next EPS estimate$0.01
Macro context

Dow Tumbles Over 900 Points On Iran Strikes: Investor Sentiment Weakens Further, Greed Index Remains In 'Fear' Zone

The Dow Jones index plummeted over 900 points due to Iran's strikes, significantly weakening investor sentiment and pushing the Greed Index into the 'Fear' zone, indicating a heightened sense of risk aversion among investors.

Jun 11, 2026

Defense Stocks Fall Despite Trump’s Promise of More Iran Strikes

The US has promised more strikes against Iran, escalating geopolitical tensions in the Middle East, which could impact global markets and asset classes. Despite this, defense stocks have fallen, indicating a mixed market reaction to the news.

Jun 11, 2026

Valion Bio Confirms That A House Armed Services Committee Report Directs The Pentagon To Plan For Prioritizing Radiation And Nuclear Countermeasures

The US House Armed Services Committee has directed the Pentagon to plan for prioritizing radiation and nuclear countermeasures, indicating a potential escalation in military preparedness. This move could have significant implications for global geopolitical tensions and defense strategies.

Jun 11, 2026

Forget AI Software: Why the Smart Money is Betting Billions on Autonomous Weapons

Investments in autonomous weapons are gaining traction, indicating a potential escalation in military technology and capabilities, which could impact geopolitical tensions and global stability. This shift in military investments may lead to increased spending and development in autonomous weaponry.

Jun 11, 2026

Analyst intelligence
13 Buy24 Hold2 Sell
Earnings intelligence

Earnings surprises

+27.3%

2026-05

+20.0%

2026-03

+154.6%

2025-11

+135.3%

2025-08

+51.4%

2025-05

Generated Thu, 25 Jun 2026 05:04:33 GMT by Decifer intelligence engine. For informational purposes only — not investment advice. Decifer Intelligence Hub.